Need a cash Loan?

  • Up to R80,000 payable in 72 months!
  • S.African citizen?
  • 18yrs and over?
  • Net Income R6250 and over?



Apply

Submit your Application Online.

Our friendly staff will perform the necessary credit checks and calculate how much you can afford.

Credit Check & Affodibility Asessment

Having conducted checks on yur profile, we will determine the terms of the loan and confirm the amount that you have qualified for after receiving your documemnts.

Cash in a Moment - Same day Payout

An EFT will be made into your bank account as soon as the contract has been signed and payment details have been captured.




  • OUR AFFILIATES







    WE BANK WITH


    The following information refers to the loan referral service of LoanBasket SA, which is a complimentary benefit to your service package that you have purchased.


    ANNUAL PERCENTAGE RATES

    (unsecured credit transactions) Initiation fees: R150 per agreement plus 10% of the amount of the agreement in excess of R1000 but never to exceed R1000 Interest rates :RR X 2.2 + 20% per year.Maximum APR = (RR x 1.7) + 15% per year

    Minimum period offered by registered credit providers: 6 (Six) Months
    Maximum Period offered by registered credit providers : 60 (Sixty) Months
    Maximum Annual Percentage Rate (APR): 27% (Repo Rate + 21%)

    IMPLICATIONS OF NON PAYMENT

    It is important however that you repay the loan on the agreed date. On the repayment date the lender will try to collect the full amount from your bank account. If this is unsuccessful due to you not having sufficient funds in your account, the lender will make subsequent attempts to collect all or part of the money. If you are likely to experience any issues with repayment it is important to contact the lender as soon as possible.If no resolution has been found the next step is to pass your account to a debt collection agency where additional fees may be encountered.

    RENEWAL POLICY
    Lenders permits a second loan only after three successful payments.

    ILLUSTRATIVE EXAMPLE ON A 36 MONTH LOAN
    Loan amount: R50 000
    Term: 36 month
    Services Fee: R1000
    APR (10.71%): R8681
    Total Instalment: R1630
    Total Amount Payable: R59 716


    TPlease note that we are not a direct lender, and we do not directly provide loans ourselves. Our website will aid you in the process of finding a loan that best matches your needs.

    TWe have contracts in place with most of the reputable banks and lenders, and based on your personal profile, we will match you with a provider and assist you in submitting your application.


  • Call Us

    0218136859

    E-mail Us


    Office Business Hours

    Monday - Friday 08:00am-16:30pm CAT

    Saturday 08:00am-13:30pm CAT

    Sunday - Public Holidays CLOSED


    Online Business Hours

    Everyday 24Hrs Central African Time